Stripe Fee Calculator

Calculate Stripe processing fees and understand your payment costs in real-time.

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About Stripe Fees

Stripe is a powerful payment processing platform trusted by millions of businesses worldwide. It's known for its simplicity, reliability, and flexible pricing options. Understanding Stripe's fee structure is essential for optimizing your payment processing costs.

Standard Stripe Fees:

  • Card Payments (Domestic): 2.9% + $0.30 per transaction
  • ACH Bank Transfers: 0.8% (max $5.00)
  • International Cards: 2.9% + $0.30 + 1% currency conversion
  • ACH Payouts: $0.25 per payout

Stripe also offers transparent pricing with no hidden fees. All costs are clearly displayed during the payment process. For high-volume businesses, Stripe may offer custom pricing.

Our Stripe Fee Calculator helps you:

  • 💡 Calculate precise transaction costs
  • 💡 Compare different payment methods
  • 💡 Budget for payment processing
  • 💡 Optimize pricing strategies

By understanding Stripe's fee structure, you can make better business decisions about payment processing and ensure you're maintaining healthy profit margins on every transaction.

Frequently Asked Questions

What are Stripe's standard transaction fees? â–¼
For card payments in the US, Stripe charges 2.9% + $0.30 per transaction. International transactions include an additional 1% currency conversion fee. ACH transfers are charged at 0.8% with a maximum of $5.00.
Does Stripe have monthly fees? â–¼
No, Stripe has no monthly fees. You only pay when you process transactions. There are no setup fees, monthly minimums, or hidden charges. This makes Stripe ideal for businesses of all sizes.
Is ACH cheaper than credit card processing? â–¼
Yes. ACH (bank transfers) are typically cheaper at 0.8% (max $5) compared to card payments at 2.9% + $0.30. However, ACH transactions take longer (1-2 business days) while card payments are instant.
How do international transactions affect fees? â–¼
International credit card transactions include the standard 2.9% + $0.30 fee plus an additional 1% for currency conversion. Some cards may also charge their own international fees depending on the cardholder's bank.
Can I get lower Stripe fees? â–¼
Stripe's standard rates apply to most businesses. For very high-volume merchants processing millions in transactions, custom pricing may be available. Contact Stripe's sales team to discuss your specific needs.
What are Stripe Connect fees? â–¼
Stripe Connect allows platforms to process payments and pay out to sellers. Fees are the same as standard Stripe (2.9% + $0.30), with payout fees of $0.25 per ACH transfer or $1 for instant payouts.